We’re now in a position to finally catch up with our “to-do” lists and many of us have focused our energy on our finances, as Ricky detailed: “With the extra time many of us may have on our hands we have been researching the different types of savings accounts available.
“This has been the best time to read up on the offers available from banks, building societies and fintechs to see who has the best interest rates and what types of accounts they are offering to help you grow your money.”
This also spread to our bills: “As we have spent so much time in the house, lots of us have been checking to see if any household bills can be reduced.
“Switching suppliers for utility, phone and broadband bills is one of the simplest and quickest ways to save money in your home – it does pay to shop around!
“If you don’t want the headache of leaving one provider and starting again with another, it’s also worth trying to negotiate a better deal with your current provider.
“Cancelling unwanted direct debits has prevented us from continuing to pay for things we no longer use! If you don’t regularly read your bank statement (which you really should start doing!) it can be easy to miss those direct debits you have forgotten to cancel.
“Get into the habit of regularly logging into your bank account or an aggregator service to make sure you aren’t paying for services you no longer use or no longer want.”
Some of these habits, Ricky warned, may be left at the wayside as move forward
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